We provide financing in all 50 states regardless of credit score.
If you have $30,000+ a month in revenue, you qualify.


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Explore loan options to fit your needs.

GoKapital offers a wide variety of business loan programs for all types of industries. We understand that easy access to capital is vital for day-to-day operations & for expansion. Whether you’re looking to purchase equipment, invest in marketing, or take on new projects, GoKapital makes the business lending process fast & simple.

Business Cash Advance

If you need quick access working capital & generate at least $20,000 in monthly revenue via credit card processing transactions, a GoKapital merchant cash advance may be the best option for you. It adjusts itself to the performance of your business (pay a small % of daily card sales) & it doesn’t require you to switch your processing company.

Business Line of Credit

Having access to working capital when you need is important when running a business. GoKapital offers revolving business lines of credit. Once you have a pre-approved limit, you can access funds at any time and only pay interest on the line of credit used. Benefit from monthly payments, a quick application process, and building business credit history.

Revenue-Based Business Loan

Do you need funds within 24 hours with minimal paperwork? As long as your business has a minimum of 12 months of operation & generates a minimum average of $20K in bank deposits, you can be approved for up to 150% of your average monthly revenue. No minimum credit score required. Available in all 50 states, Canada, & Puerto Rico.

SBA Business Loan

SBA (Small Business Administration) loans have low rates, long terms, & are secured by the US Government. As a result, the application process can be difficult. It requires significant paperwork, 2-3 months of review, & has strict qualification criteria (700+ credit, high profit, 2+ years of operation, etc.). Do you qualify? Apply today!

Equipment Financing Loan

Obtaining the right equipment can increase revenues & contribute to the growth of your business. GoKapital equipment leasing & financing programs allow you to conserve cash flow (low monthly payments), benefit from tax savings, and build business credit. Let our quick approval process help you finance the equipment & machinery you need.

Unsecured Term Loan

A GoKapital business term loan is a simple interest loan with monthly payments, low rates, & terms up to 5 years. It is ideal for established businesses that may qualify for a bank loan, but seek a quicker & easier funding process. No collateral is needed, and payments start a month after funding.  Get started by applying today

Startup Business Loans

Have you always wanted to start a business but lacked capital? A startup business loan with GoKapital can help turn your dreams into reality. If you have a strong credit history (680+) and can demonstrate annual income of at least $30K a year, you may qualify for this startup loan program based on personal credit.

Commercial Real Estate Loans

Gokapital’s mission is to facilitate access to capital for business owners and real estate investors looking for an easy funding process We offer a variety of commercial mortgages with loan amounts starting at $150,000 up to $50,000,000, fixed-interest rates starting as low as 6%*, and terms from 1 to 30 years.